US-MO / v2026.06.26
Missouri lien timeline
- Late fee
- Safe Harbor at D+1
- Notice path
- Notice Of Default at D+1, then Notice Of Sale at D+11
- Sale gate
- Auction eligible at D+46 after the 7-day sale lead
Vehicle and titled-property handling is tracked separately at D+60.
| Day | Event | Operator action | Citation |
|---|---|---|---|
| D+1 | Grace Period | Move from Current to Grace Period. | Mo. Rev. Stat. §§ 415.400–415.425 (Self-Service Storage Facilities Act) |
| D+1 | Send Courtesy Reminder Sms Email | Move from Grace Period to Late. | Mo. Rev. Stat. §§ 415.400–415.425 (Self-Service Storage Facilities Act) |
| D+1 | Apply Late Fee | Move from Late to Late Fee Applied; ledger action Apply Late Fee. | Mo. Rev. Stat. §§ 415.400–415.425 (Self-Service Storage Facilities Act) |
| D+1 | Notice Of Default | Move from Late Fee Applied to Notice Due; send Notice Of Default by In Person, Verified Mail, First Class Mail, and Email; publication not required. | Mo. Rev. Stat. § 415.415.4(1) |
| D+11 | Notice Of Sale | Move from Notice Due to Notice Sent; send Notice Of Sale by In Person, Verified Mail, First Class Mail, and Email; hold 10 days in Notice Due; publication not required. | Mo. Rev. Stat. § 415.415.4(2)(a)-(e) |
| D+21 | Advertisement Of Sale | Move from Notice Sent to Lien Pending; send Advertisement Of Sale by Publication Newspaper; hold 10 days in Notice Sent; publication required with 7-day lead. | Mo. Rev. Stat. § 415.415.4(3) |
| D+46 | Permit Auction Listing | Move from Lien Pending to Auction Eligible; hold 7 days in Lien Pending; ledger action Permit Auction Listing. | Mo. Rev. Stat. §§ 415.400–415.425 (Self-Service Storage Facilities Act) |