US-MT / v2026.06.26
Montana lien timeline
- Late fee
- Safe Harbor at D+10
- Notice path
- Notice Of Default at D+31, then Notice Of Sale at D+61
- Sale gate
- Auction eligible at D+61 after the 7-day sale lead
Vehicle and titled-property handling is tracked separately at D+60.
| Day | Event | Operator action | Citation |
|---|---|---|---|
| D+1 | Grace Period | Move from Current to Grace Period. | Mont. Code Ann. §§ 70-6-601 to 70-6-609 (Montana Self-Storage Facilities Act) |
| D+5 | Send Courtesy Reminder Sms Email | Move from Grace Period to Late. | Mont. Code Ann. §§ 70-6-601 to 70-6-609 (Montana Self-Storage Facilities Act) |
| D+10 | Apply Late Fee | Move from Late to Late Fee Applied; ledger action Apply Late Fee. | Mont. Code Ann. §§ 70-6-601 to 70-6-609 (Montana Self-Storage Facilities Act) |
| D+31 | Notice Of Default | Move from Late Fee Applied to Notice Due; send Notice Of Default by Verified Mail and Email With Consent; publication not required. | Mont. Code Ann. § 70-6-607(3)(a) (delivery per § 70-6-607(8)) |
| D+61 | Notice Of Sale | Move from Notice Sent to Lien Pending; send Notice Of Sale by Verified Mail, Email With Consent, and Publication Commercially Reasonable; hold 30 days in Notice Sent; publication required with 7-day lead. | Mont. Code Ann. § 70-6-607(3)(b)-(c) |
| D+61 | Permit Auction Listing | Move from Lien Pending to Auction Eligible; hold 7 days in Lien Pending; ledger action Permit Auction Listing. | Mont. Code Ann. §§ 70-6-601 to 70-6-609 (Montana Self-Storage Facilities Act) |