US-OH / v2026.06.09
Ohio lien timeline
- Late fee
- Greater of $20 or 20% reasonableness harbor
- Notice path
- Notice requires written email consent plus delivery confirmation or paper fallback
- Sale gate
- Publication is not mandatory; commercially reasonable sale evidence can satisfy the path
Vehicle liens are ineffective against valid security-interest holders without written consent.
| Day | Event | Operator action | Citation |
|---|---|---|---|
| D+0 | Invoice due | Rent posts and the delinquency clock starts if unpaid. | ORC section 5322.03 |
| Agreement day | Late fee | Apply the disclosed fee; $20 or 20% of the payment, whichever is greater, is deemed reasonable. | ORC section 5322.05 |
| D+30 | Notice of claim | Send notice; email requires prior written agreement and delivery confirmation, with paper fallback if unconfirmed. | ORC section 5322.03 |
| D+44 | Lien pending | The 14-day cure window remains an over-floor default; statute requires at least 10 days. | ORC section 5322.03 |
| Sale path | Sale evidence | Run newspaper publication or another commercially reasonable manner; three independent bidders is deemed reasonable. | ORC section 5322.03 |
| D+59 | Auction eligible | Default sale gate opens after commercially reasonable sale evidence is complete. | ORC section 5322.03 |
| Before vehicle sale | Lienholder consent | Confirm written consent before relying on the storage lien against a valid security-interest holder. | ORC section 5322.02 |
| Post-sale | Surplus disposition | Apply proceeds and track any remainder on the proceeds path. | ORC section 5322.03 |